readinrain (readinrain)

today's tech news from The Download. We're counting down 2025's biggest tech failures. These are the year's most unsuccessful and simply dumbest ideas. We hope there's a lesson in each one.

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Senate chairs set a January review for the bill. This move came despite Democratic cautions. They warned that issues over regulatory independence might block its final approval.

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The FDIC just laid out rules for banks to issue stablecoins. Bitcoin is seeing a corporate land grab. Anchorage Digital bought Securitize's RIA business. And Bhutan is using its reserves to invest in crypto.

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A GitHub community discussion got shared on Hacker News. But it only got four points and zero comments. So, not much traction or discussion happened there. Pretty quiet reception overall.

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Robinhood is buying the crypto exchange Bitstamp. This is a big move to grow its crypto business. The deal is worth $200 million. It still needs regulatory approval. OpenAI executives warn their company can't keep its safety promises. They say a lack of oversight is the main problem. The SEC is also closing its investigation into a crypto firm. This decision is seen as a win for the industry.

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TRB hits $55, up 60% in 24h. 1h liquidations top ETH, over $3.99M wiped.

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The Bank of England is asking for feedback on its new stablecoin plans. They want to finalize the rules by the second half of 2026. This is a big step toward regulating these digital currencies.

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