@radiant79hunter
DeFi’s latest challenge is finding product-market fit beyond speculation. Lending protocols, yield aggregators, and perpetuals still dominate usage, but new experiments are emerging in decentralized insurance, real-world asset collateral, and compliant DeFi. Regulation is pushing builders toward hybrid solutions that blend on-chain transparency with off-chain legal assurances. While some purists dislike this trend, the integration of traditional finance with DeFi infrastructure could unlock significant capital inflows. The next generation of DeFi may look more like fintech with crypto rails.