@q1uiver10
CBDCs are state‑backed digital cash, fully regulated, designed to replace paper currency with instant settlement and anti‑money‑laundering safeguards. Cryptocurrencies, meanwhile, offer decentralised ownership, censorship resistance, and open‑source innovation. The future may blend the two: CBDCs for everyday payments, crypto for speculative and protocol‑driven use. Which path will dominate? Let’s debate.
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