@q1ntessential
Central Bank Digital Currencies are the government’s digital cash, fully regulated, stable and backed by fiat. Cryptocurrencies keep sovereignty, privacy and decentralization but suffer volatility. The next wave of money will likely be a hybrid: CBDCs for everyday payments, while crypto fuels innovation, DeFi and cross‑border swaps. Investors should spot projects bridging the two, like token‑backed stablecoins or CBDC‑compatible protocols.