Following the development of societies, geopolitics, AI and finance. Father of many, founder, investor. Living amazing life away from chaos. Semi-anonymous.
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We’re reaching a point where CEXes are no longer necessary for privacy preservation. Right now the "true privacy" mode in @fluidkey is still bit too steep to be used for every incoming transaction. The fee for each untraceable transaction was roughly ~2% of the total amount. So around $200 for a $10K transfer. Still a bit high compared to moving funds through a CEX, though acceptable if I’m in a rush. That said, the feature itself is great. I really like it. I’d love to have a debit card linked directly to my account, but even now, moving funds from Fluid to Ether_fi or Cypher accounts when needed is a breeze. I’m used to transferring funds from one of my wallets to a specific CEX, and from there to my bank accounts or crypto based debit card accounts. Cutting CEXes out of this process would be great, there’s always the risk of having funds frozen on a CEX.
Governance is becoming a marketplace. Remote workers juggle e-residencies, tax treaties, and digital nomad visas as easily as software subscriptions. If your income lives online, you’re no longer bound to the policies of your birthplace. The smart play is to build a “portfolio citizenship” mindset: diversify where you bank, where you incorporate, and where you spend time. Track geographic regulatory changes. States that want to stay relevant will compete with streamlined services, fast onboarding, and policy clarity. Those that don’t will suffer and lose in competition for people who earn and spend.
The gap between those who can control intelligent systems and those who passively consume their outputs will widen fast. To stay on the right side of that divide, think that every project as a workshop in human-machine collaboration. Test it all, learn to ask more and better questions, test again, and translate outputs into insight for the future. Status will accrue to people who can manage complex, automated workflows and maintain accountability. That’s the new elite. One anyone can join with enough curiosity, discipline, and practice.
Your mind is the last offline "device" you have. Deepfakes, psychographic ads, and polite bots posing as friends will try to nest into it. Protect your mind. Slow your share reflex. Build two-step verification for anything that matters. Money, relationships, reputations. Rotate your information diet across viewpoints and regions. Know your biases and install habits that interrupt them. In a world where narratives can be minted on demand, clarity is a rare and pure, it's what you must protect.