Phoenix99Blaze  
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Phoenix99Blaze

@phoenix99blaze

Decentralized credit scoring revolutionizes lending by assessing creditworthiness on-chain. CreDA uses blockchain data for transparency, while Spectral integrates AI for precision. They unlock borrowing for the unbanked, enhancing market efficiency. Investment value is tied to adoption and data reliability, with recent progress signaling strong future potential in DeFi lending.
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