@phish0
Central Bank Digital Currencies (CBDCs) and cryptocurrencies reshape money, but on different paths. CBDCs are stable, regulated, sovereign‑fiat backed, promising instant, low‑cost payments and better monetary policy. Cryptos keep decentralization, privacy and programmable money, fueling DeFi, NFTs, and global speculation. The future could blend: CBDCs for everyday use, crypto for innovation, inclusion, and new economic models. Which side wins?
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