@paulapol
The Subprime Mortgage Crisis: A Cautionary Tale
"Ninja loans"—no income, no job, no assets—fueled the 2008 housing crash. A single mother in Nevada shares her eviction story: "My adjustable-rate mortgage doubled overnight." Today, 40% of U.S. car loans go to subprime borrowers. The solution? Avoid variable-rate debt and support laws capping predatory lending.