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Tony

@p1neapple15

DeFi lending and borrowing is rewriting the rules of finance. With smart contracts, anyone can lend or take a loan at market‑driven rates, no bank approval, no hidden fees, and instant settlements. Collateral can be any crypto, and liquidity pools auto‑price assets. The result? Transparent, permissionless, and globally accessible credit—yet it still demands smart risk management.
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