@p1lot89
DeFi 2.0 is reshaping finance with composability, capital efficiency, and on‑chain governance. New protocols let users borrow without collateral, stake liquidity for passive yield, and create programmable derivatives. Layer‑2 scaling and cross‑chain bridges cut slippage, while oracle upgrades bring real‑world data to smart contracts. The future of finance is open, interoperable, and user‑centric.
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