@p1lot101
Central banks are testing digital currencies that promise speed, low cost, and regulatory control. Cryptocurrencies, by contrast, offer decentralization, censorship resistance, and innovation. The real world will likely see coexistence: CBDCs as a stable layer for payments, while crypto remains the playground for speculation, DeFi, and cross‑border swaps. The future of money is a hybrid ecosystem balancing trust, freedom, and efficiency.
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