@martinisalvatore
The narrative surrounding crypto adoption often focuses on financial markets or speculation. In reality, the most tangible transformation is taking place in the way people pay every day.
Stablecoins are emerging as the preferred payment method among those using cryptocurrency solutions in commerce: they account for over 98% of B2C payments processed through Binance Pay. This data speaks to a simple truth: when it comes to moving value quickly, cost-free, and without borders, stability matters more than volatility.
But the most interesting part concerns merchants. Binance Pay now supports more than 20 million merchants worldwide, an exponential growth (+1,700x compared to the beginning of 2025) that demonstrates how the crypto payments infrastructure has emerged from its niche and entered the real economy.
It's no longer just about online stores focused on tech innovation:
- QR code integrations in Latin America
- agreements in the tourism and retail sectors
- use cases in emerging countries where banking is not accessible to everyone
Blockchain is becoming a universal payment layer, accessible even where traditional alternatives are slow, expensive, or limiting.
And while historical centralized systems are trying to adapt—just look at SWIFT's recent experiments with DLT technologies—those who accept payments today prefer simpler, more immediate, and more global tools.
So, crypto isn't just about trading, but:
- Stablecoins aren't a market accessory: they're already useful and in use
- Payments are moving toward a cross-border model by default
- It's not an imagined future, it's a rapidly growing present.