@marinasmile
1️⃣ From Banks to Blockchain
Traditional finance relies on intermediaries—banks, brokers, and payment systems. DeFi eliminates the middleman, offering direct peer-to-peer financial services.
2️⃣ Core Features
Smart Contracts: Automate loans, trades, and payments.
Accessibility: Open to anyone with internet access.
Transparency: Transactions recorded on public ledgers.
3️⃣ Opportunities & Risks
DeFi offers high yields, but volatility and hacks remain major concerns. Regulation is still catching up, creating uncertainty for users.
💡 Are we witnessing the future of finance, or is DeFi too risky for mainstream adoption? Share your perspective below! 💬