@makaroni1219
Stablecoins are becoming the quiet force reshaping the global financial system. Recent data shows that USDT and USDC combined handle more daily transfer volume than Visa. This signals a structural change in cross border transactions where efficiency and low cost matter more than legacy banking rails. Regulatory frameworks in regions like Europe and Asia are starting to recognize stablecoins as legitimate settlement tools. The next frontier will be whether governments adopt or compete with these instruments through central bank digital currencies.