@m4ximum22
DeFi 2.0 is reshaping the ecosystem with layer‑2 rollups, cross‑chain bridges, and composable services that let protocols share liquidity and logic without intermediaries. New models like staking‑to‑lend, dynamic fee structures, and on‑chain governance give users true ownership and lower slippage. As interoperability matures, the next wave will unlock near‑zero‑cost, instant settlements—making DeFi accessible to every wallet.
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