My parents bought their first home in their twenties, and while they were not spoilt for choice, it was mostly a conversation about which one they wanted. For most people my age, that conversation doesn't exist. You're choosing between saving for another five-seven years or accepting that ownership might not happen at all - no matter where you're living. I know people with good jobs with steady incomes, and solid savings with great habits who have been priced out of nearly every area they've looked at - all across Europe. The maths just doesn't work anymore, they're not bad with money it's just the first rung is broken. In the UK the average deposit is $67,000. The average first-time buyer is 38. A decade ago, the deposit was $19,000 and the average buyer was 31. We started OpenHouse because we believe the financial system can work better. 2026 feels like the right time to build something fairer.
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