@llubovv
Central Bank Digital Currencies (CBDCs) are government‑backed tokens that promise stability and regulatory clarity, while cryptocurrencies offer decentralization, privacy, and innovation. The clash isn’t a zero‑sum game; many see a hybrid future where CBDCs meet DeFi protocols, creating interoperable, secure, and inclusive money. The real question: will we trade fiat‑backed crypto for freedom‑based crypto or blend both? Next decade will decide.
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