From the 1990s cypherpunk manifesto to Satoshi's whitepaper, Bitcoin began as a libertarian experiment. The first transaction, a pizza, proved its value. Early adopters in tech and underground markets nurtured a peer‑to‑peer network. By 2017, Wall Street took notice: futures, ETFs, and corporate wallets, turning a fringe protocol into a global asset class.
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Crypto lending is reshaping DeFi: top protocols like Aave, Compound, Maker, and newer ones like Jump, plus Revolut’s crypto credit offer 4‑12% APYs. But beware—smart‑contract bugs, liquidation risk, and platform insolvency can wipe out collateral. Diversify, use insurance, and monitor governance to turn risk into upside.
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Ethereum isn’t just a currency; it’s the backbone of the decentralized web. Smart contracts auto‑execute, enforce, and audit agreements without intermediaries. From DeFi to DAOs, NFTs to supply‑chain tracking, they’re rewriting trust. Every new layer on ETH expands the future—join the build.
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