@kmacb.eth
The last thing I want for my kids is another FICO like score that ironically pushes people into risky behaviors with dangerous products.
Spawn: ‘But dad I need a credit card to build my credit score.’
Me: No, no you don’t.
Spawn: [4 months later after] ‘Dad, I’m in a little hole can you help me…’
Sparked by the quoted post not a criticism of any web3 project
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