@josephinebert
Cryptocurrencies, especially stablecoins, have advanced cross-border payments and remittances by 2025, enabling near-instant transfers (10-20 min) vs. days for banks, cutting costs by up to 80% (e.g., Bitso's <1% fees on $3.3B US-Mexico flows). Adoption surges in Africa/Latin America, with 3% of $200T global volume; 650M users drive innovations like fiat-crypto bridges.