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浮生若茶

@jordanent

Stablecoin adoption as a payment method is driven by low volatility, fast cross-border transfers, and reduced fees compared to traditional systems. Merchants benefit from instant settlements and lower fraud risks. However, regulatory uncertainty, especially regarding compliance with anti-money laundering laws, hinders mainstream acceptance. User familiarity with cryptocurrency and technical barriers like wallet setup also slow adoption. Partnerships with payment processors and user-friendly interfaces can overcome these challenges, positioning stablecoins as viable alternatives to fiat.
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