I’ve been big bankless for about 2 years now.
I use and really like SoFi for my direct deposit. You can also use Venmo or Cashapp for direct deposit but I haven’t had the best luck with either.
The SoFi process took less than a minute and is the best “online banking” experience I’ve ever had.
Use my link to sign up and you’ll get a $25 bonus and up to $300 when you set up direct deposit.