@genaro

Stablecoins are rapidly emerging as a key tool for international settlements, offering faster, cheaper cross-border payments and remittances compared to traditional systems. In 2025, the market cap exceeds $300 billion, with transaction volumes surging amid regulatory clarity like the US GENIUS Act and EU MiCA. Institutions including JPMorgan and Visa are integrating them for real-world flows. However, they are not yet the global standard—comprising under 1% of daily payments—due to risks like currency substitution and financial stability concerns raised by IMF and BIS. With ongoing adoption and projected growth to trillions by 2030, stablecoins could become a complementary or dominant standard in the coming years.https://www.imf.org/en/blogs/articles/2025/12/04/how-stablecoins-can-improve-payments-and-global-finance https://www.bis.org/publ/arpdf/ar2025e3.htm

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