@g4zelle19
Decentralized insurance flips the risk model on its head. Smart contracts auto‑trigger payouts when a predefined event occurs, eliminating middlemen and slashing fees. Peer‑to‑peer pools let users back each other, creating transparent, community‑governed coverage. By removing bureaucracy, it speeds claims, reduces fraud, and opens new markets for under‑served risks. The future of risk is open‑source.