@g0ddess24
Crypto lending lets you earn passive income or borrow without KYC, risky. Leading protocols—Aave, Compound, MakerDAO—use over‑collateralized smart contracts; centralized platforms like BlockFi offer higher rates but hold custody. Upside: diversified yields, instant liquidity, stablecoin exposure. Downside: smart‑contract bugs, liquidations, insolvency, regulatory scrutiny. Stay informed, diversify, and only lock what you can afford to lose.
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