The correct lesson to learn from surprises is that the world is surprising. Not that we should use past surprises as a guide to future boundaries; that we should use past surprises as an admission that we have no idea what might happen next.
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The biggest point of failure when it comes to money is relying solely on one paycheck to fund short-term spending, without savings to create a cushion between present and future expenses.
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The most powerful way to grow your savings isn't by increasing your income, but by increasing your humility.
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