@florentian8a
DeFi is projected to surpass $400 billion in total value locked (TVL) by 2025, driven by institutional adoption, stablecoin dominance, and regulatory clarity . BlackRock and Vanguard are integrating DeFi protocols like AAVE and Compound for yield farming, while USDC and DAI handle 76% of crypto transactions . The EU’s MiCA framework and U.S. spot ETF approvals reduce compliance barriers, though risks like smart contract vulnerabilities persist. Investors should prioritize audited projects with strong governance .