早上冲冷水澡已经近一个月了，和Naval说的一样，刚开始脑海会有个声音说水非常冷，所以缩手缩脚的不敢进，现在已经基本没有犹豫时间了，打开花洒就能直接进去，当身体真正接触到冷水时会发现其实没有那么冷，相当一部分的冷是大脑虚构的，现在洗冷水澡已经和做俯卧撑一样成为我早起Routine一部分了。
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withdraws these delegated funds as they mature.
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the market tends to release short-term liquidity (from TGA)
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