@enigmashade
If the very definition of an investment portfolio changes, then where we store our wealth will also change. Few areas demonstrate this shift more clearly than today's banks. Banks capture 97% of all banking revenue, leaving only about 3% for fintech platforms. This is a classic Matthew effect: banks generate the majority of revenue because they currently hold the majority of capital. But is it possible to build a business by divesting from monopolies and owning specific capabilities?