@dewayne
According to Jinshi Data, the loan market benchmark rate (LPR) was released in March, and the 5-year and 1-year interest rates remained unchanged. Wang Qing, chief macro analyst at Orient Securities, said that the stability of the policy interest rate will keep the LPR quotation unchanged.
The latest data shows that the net interest margin of commercial banks fell to 1.52% in the fourth quarter of 2024, a record low. Affected by various factors, DR007 and interbank certificates of deposit have tended to rise since the beginning of the year, and the marginal funding cost of banks has increased.
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