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Clifford Minutes #470 📌 Crypto Newsletter •• PNC Bank enabled Bitcoin trading for customers via Coinbase’s Crypto-as-a-Service offering, joining the wave of U.S. banks offering direct BTC exposure •• Vivek’s Strive announced a new $500M ATM to buy more Bitcoin •• Systemic leverage has been flushed out: Coinbase •• SEC Chair Paul Atkins said many ICO-style tokens, especially meme, utility, and DeFi tokens fall outside SEC jurisdiction and could default to CFTC oversight •• Silk Road wallets move BTC after decade •• A proposed “Bitcoin After Dark” ETF will let investors gain BTC exposure outside normal market hours while Wall Street is closed •• Zcash goes live on Arkham amid criticism •• Zcash founder Zooko Wilcox joined Cypherphunk Technologies, a ZEC treasury firm, which led to a 40% spike in its stock price •• EU eyes 2027 start for market reforms •• Upbit to increase user assets in cold wallets to 99%

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