@chiwei
Probably a good time to grab the Ready Metal Card with the Black Friday offer:
• $120 -> $80 annual fee
• 10% cashback in the first month, and 3% after that
• $150 monthly cashback cap
basically double money in first month.
the highlight for this card:
Pure cashback. No spend fees. No ATM fees. No FX fees. A true no-brainer 3% card for daily spend.