@casslineth

4) if use a s.g. $ denominated credit card/debit card, and when u do international travel, where u have to settle in local currency or $, card issuer charges u a dcc fee, on top of very bad conversion rate, which is 1% of tx amount, quickly adds up if do global travel quite often: https://www.forbes.com/advisor/credit-cards/dynamic-currency-conversion/#:~:text=Currency%20conversion%20fees%20are%20typically,rate%20and%20any%20additional%20fees.

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