@c0rridor242
DeFi 2.0 is reshaping finance: composable dApps stack on rollups, enabling instant, low‑fee swaps; cross‑chain bridges let assets move seamlessly; zk‑rollups protect privacy. New dynamic protocols auto‑adjust collateral ratios; yield farms now use algorithmic rebalancing. Governance shifts to on‑chain DAOs with quadratic voting, making capital allocation more democratic.