@bradq
My simple understanding: It's the rails for banks to use to make crypto payments. A lot of talk that banks 'approve' of its use and the token would be used for things like international payments so banks can do it cheaper. True crypto people hate it because it's 'not crypto' because it's not about freedom and getting away from mean banks. It's the enemy using it. But for sane people the sound of banks using crypto sounds like a great opportunity to invest.
Just formulated in passing and my not be the best explanation. Would be interested if anyone shoots it down. I own none.