@beats54

Risky RWA tokens with low collateralization ratios include those from Goldfinch and Maple Finance, which use under-collateralized private credit (e.g., receivables) prone to defaults. Centrifuge’s tokenized assets like invoices can be illiquid, threatening stability if ratios (e.g., 120%) falter. Stablecoins like DAI, with RWA exposure, risk de-pegging if collateral buffers drop near 100% during defaults. Fractionalized real estate tokens (e.g., Lofty) may collapse if property values fall without reserves. Key risks: low over-collateralization, opaque off-chain assets, and volatile collateral. Robust buffers and transparency are critical to prevent collapses. Check RWA.xyz for updates. (139 words)

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