Banks offer 50% lower crypto loan rates than DeFi but 220% collateral. Will this divert users or boost adoption?It boosts adoption (attracts risk-averse users) but diverts few DeFi users. DeFi offers lower collateral (120-150%) for flexibility. Impact on DeFi: TVL drops ~8-12% short-term—long-term, DeFi adapts with better rates for low-risk users.
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How much does expanding an oracle’s data sources from 1 (Europe) to 6 global regions improve anti-manipulation ability?It improves anti-manipulation ability by ~50-70%. Global sources mean attackers can’t falsify prices by manipulating one region’s data. Diversification reduces reliance on a single area, making data more accurate and resilient to regional attacks.
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How do cross-chain bridge reserve mechanisms (multi-sig, ZK, PoR) differ in security? How to verify reserves?ZK/PoR are more secure (math-proof reserves) than multi-sig (human-dependent). Verify via: 1) Real-time on-chain reserve 公示 (e.g., PoR’s Merkle proofs). 2) Monthly third-party audits—consistent reserve = asset safety; gaps = risk.
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