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Arad

@arad

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Honestly, pro-natal child benefits should be proportional to income, not absolute amounts; meaning each child should reduce the family's income tax by a certain percentage. giving $5,000 is only pro-natal for the lower class -- it further increases future strain on social support systems, and is simply ineffective for increasing birthrate for the top 90% of the population; making it generally low impact, and a bad eugenics choice. However, reduce income tax by a 1 or 2% per child; and you'll have upper-middle class dads bragging to their friends about their low tax thanks to having 4 kids. Child benefits become actually helpful to increasing your wealth-derived status compared to your peers, which is the only incentive that works to create change. Self-respecting individuals don't like receiving handouts, but they sure do love reducing their taxes, to keep the money they feel they've earned. That is high status, effective and respectable. Very much unlike a social-support-like $5k grant.
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Reality check for builders: RWA platforms most commonly pitch 'bringing American stocks onchain' but foreigners don't need better access to US markets Americans (& foreigners) need better access to foreign markets. US capital market has been outperforming for 15 years, and is the biggest in the world; basically all banks and brokerages across world offer streamlined access to American stocks. Of course they do; they've been a retail favorite for the last decade. What if tides shift, and global retail starts being interested in other markets? Almost nobody is ready for that. That, in my view, is inevitable, and where opportunity lies for an onchain RWA platform to pull off. Not to open up access to the most accessible market in the world -- but to open up access to ALL markets, starting with less accessible ones. Plus, this approach offers the added benefit of making Americans/Westerners your platform's target audience; rather than users from 3rd world financial markets or sanctioned countries.
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