@ansont.base.eth
Payment UX is where the truth shows up. A stablecoin’s technical promise matters less than these five product details that determine real-world usability:
On/off-ramp availability – Can users convert fiat to stablecoin and back within minutes, not days? Geographic coverage and banking partner depth dictate this.
KYC friction – How much identity verification is required, and how often? One-time setup versus per-transaction checks create vastly different user journeys.
Chargeback/finality – Are transactions reversible? For merchants, finality means no fraud clawbacks; for consumers, it means no safety net.
Merchant tooling – Does the ecosystem offer plug-and-play checkout widgets, accounting integrations, and automatic settlement to fiat?
0 reply
0 recast
0 reaction