@andoriginal
Coinbase partnered with Better Home & Finance to offer crypto backed mortgages with rates 0.5% to 1.5% higher than standard loans.
Coinbase Unlocks Crypto for US Home Down Payments
Coinbase's mortgage partnership with Better Home & Finance isn't just a product launch it's a quiet inflection point where crypto transitions from speculative asset to collateralized utility in mainstream financial infrastructure; the modest rate premium reflects market pricing of volatility risk, not rejection, making this the first real test of whether on-chain assets can anchor real world credit decisions.
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