@7nebul4
Crypto lending is reshaping finance: top protocols (Aave, Compound, Maker, Yearn) let users earn yield or borrow against assets. Yet risks—collateral liquidation, smart‑contract bugs, liquidity crunches, and regulatory uncertainty—can wipe out gains. Opportunities remain: tiered yields, cross‑chain vaults, and hedging via stable‑coin collateral. Diversify, audit code, and monitor market health to stay ahead.