Founders

who is working on

- onchain credit ratings (think 3jane)
- onchain spending suite for businesses (think etherfi)

looking to seed

I’ve been thinking about why under collateralized P2P lending via decentralized LPs (in DeFi) hasn’t taken off. 

Reputational risks and lack of a credit system are likely culprits, but Lending Club solved for this when they found FICO scores to be less effective than identifying “invisible primes.”

Anyone working in 

Same.  Would love to know who's working on this.

Related:

4484

oh hi @kbw 

looked at ur bio and thought you would like this. just posted today.

Head of Crypto at https://www.lazertechnologies.com/  // Founder @skycastle // based at @basedevo // Conductor at @choochoo // Always working on cool shit

I appreciate the musing. What’s the call to action? What’s the end state that onchain reputation unlocks (outside of lending perhaps?)

oh hi @kbw 

looked at ur bio and thought you would like this. just posted today.

https://paragraph.com/@gidorah/the-case-for-public-wallets

Same.  Would love to know who's working on this.

Related:
https://farcaster.xyz/kbw/0xdd760bd8

very cool.

let’s chat, this is the type of stuff i look for

doing a bunch of work on this with @openrank 
what are the near term use cases ure excited about?